We analysed many business credit cards in UK being our business in Reading, Berkshire but they either had expensive annual fees or did not have attractive incentives. Some of them we as below:

• American Express Business Gold – It has annual fees and is not widely accepted.
• Barclaycard Select Cashback Business Credit Card – No gift card of avios conversion
• Santander Business Cashback Credit Card – Annual fees and no gift voucher or avios conversion
• HSBC Commercial Card – Annual fees and no reward or cashback

Why Capital on Tap is the Best Free Business Credit Card for UK Businesses

Running a business comes with many expenses, and finding the right credit card can make a huge difference. Many business credit cards charge annual fees, have complex reward structures, or lack flexibility. But what if you could get a completely free business credit card that rewards you for your spending?

Enter Capital on Tap – the business credit card that costs you nothing while giving you fantastic rewards.

Why Choose Capital on Tap?

✅ No Annual Fees

Unlike many other business credit cards that charge yearly fees, Capital on Tap is chttps://cashback.capitalontap.com/referral/?promo=2REFF734R36&referrer=UNIPLANET%20Limitedompletely free. This means you can enjoy all the benefits without worrying about unnecessary costs eating into your business profits.

🎁 Earn Rewards on Every Pound Spent

Every time you use your Capital on Tap card, you earn points. These points can be redeemed for:

• Gift vouchers – Use them for Amazon, Tesco, or other retailers to help with business or personal expenses.
• Avios points – Perfect for business owners who travel frequently and want to save on flights.

🚀 Boost Your Business Cash Flow

With high credit limits (up to £250,000) and flexible repayment options, Capital on Tap helps businesses manage their cash flow efficiently. Whether it’s buying stock, paying suppliers, or covering everyday expenses, this card gives you the breathing room you need.

🏦 Easy to Apply & Instant Access

Applying is simple, with no impact on your credit score for checking eligibility. Once approved, you get access to a virtual card immediately while you wait for the physical one to arrive.

📱 Smart App for Easy Management

The Capital on Tap mobile app allows you to:
✅ Track spending in real-time
✅ Set spending limits for employees
✅ Convert points to vouchers or Avios with a few taps

Ideal for Businesses in Reading & Beyond

If you run a business in Reading, Berkshire, or anywhere in the UK, this card is a game-changer. Whether you’re a sole trader, freelancer, or limited company, the Capital on Tap card helps you earn rewards on business expenses that you’re already making.

Final Thoughts

If you’re looking for a free, rewarding, and hassle-free business credit card, Capital on Tap is the perfect choice. You’ll earn points on everyday spending, redeem them for gift vouchers or Avios, and manage your business finances with ease.

🔗 Ready to apply? Click HERE

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